FINANCING OPTIONS

BORROWINGS

Financing is borrowing money with a promise to repay it with some additional fee in the form of interest over a period of time. Financing activities involve long-term liabilities, stockholders' equity (or promoters’ equity), and changes to short-term borrowings.

Mortgages

We have tied up with some of the best housing finance companies. These tie-ups enable you to avail of competitive rates and pre-approved property financing. Some of the services offered are- Loan against Property, Lease Rental Discounting and Home Loan.

Loan Against Property (LAP)

A LAP is a loan offered against an existing residential or commercial property. The loan is given as a certain percentage of the property's market value-- usually around 50% to 65% per cent. A LAP can get you a higher loan amount for a lesser EMI rate.

Lease Rental Discounting (LRD)

These are term loans offered against rental receipts derived from lease contracts with corporate tenants and the underlying property value. Here, the rent is considered a fixed income over a stipulated time frame and major terms of repayment is the rent which is directly deposited to the lender.

Home Loan

A loan to purchase a house either for under construction or resale property. We can also assist you in acquiring loans for purchase of commercial property.