Documents Required for Life Insurance

Life insurance claims can be of two types which are maturity claims or death claims. Documents required for life insurance maturity claims are different from documents required for death claims. Following are the list of documents required for life insurance maturity claims and death claims:

Documents Required for Life Insurance Maturity Claims

• Duly filled Policy Discharge Form
• Original Policy Document
• Photo ID Proof of the policyholder
• Bank Account Details (copy of bank statement/cancelled cheque)

Documents Required for Life Insurance Death Claims (Death Due to Medical Conditions)

• Original Policy Documents
• Duly Filled Claim Form
• Nominee's Photo ID Proof (Adhaar Card, Voter ID Card, Passport etc.)
• Nominee's Bank Account Details (such as bank statement/ cancelled cheque)
• Death Certificate issued by local authority
• Attending Physician's Statement
• Treating Doctor's Statement
• Medical Records

Documents Required for Life Insurance Accidental Claims

• All the documents required for life insurance death claims
• Original or Copy of FIR
• Original or Copy of Police Inquest Report
• Original or Copy of Postmortem Report